Loan Products

Consumer

We offer a wide variety of consumer loans. Whether you need a car, a boat, a recreational vehicle or a personal loan for repairs or an emergency, we have loans that can help. When you need a little financial assistance, we can be there to help.

Commercial

We offer loans to purchase inventory, buildings and equipment. We can also help you set up a business line of credit. A relationship with us will allow you to run your business effectively and efficiently.

Real Estate

We offer real estate loans that will help you purchase your first house or refinance your existing home. If you are looking for a long-term fixed rate or a shorter term rate, we have a loan that can help. We also help to keep your fees and closing costs low.

Agricultural

Our competitive, low interest rates have allowed us to work with farmers, ranchers and producers for over 100 years. Our experienced staff can help you find a loan that meets your needs.

Student

We offer student loans.

It has always been the goal of The Baldwin State Bank to help meet the financial needs of our customers. Some of the advantages of banking with us include:

Low fee expense
No prepayment penalty
A loan officer that will listen to your needs and help design a loan that will benefit you
Competitive, low interest rates
Payment plans that fit your needs
Personable, friendly and experienced loan personnel
Over 100 years of helping the Baldwin Community