Privacy Policy

At The Baldwin State Bank, our mission is to meet the desires of our customers. As financial service professionals entrusted with sensitive financial information, we respect the privacy of our customers and are committed to treating customer information responsibly. Our Customer Information Privacy Policy serves as a standard for all of The Baldwin State Bank employees for collection, use, retention, and security of individual customer information.

INFORMATION WE COLLECT
The Baldwin State Bank collects nonpublic personal information about you from the following sources; •Information we receive from you on applications or other forms;

• Information about your transactions with us or third party verification systems;
• Information we receive from a consumer-reporting agency.

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. For example, information may be provided to attorneys for their services, appraisers, debt collectors (as appropriate), and all entities seeking to verify funds availability or obtain loan payoff information. Information may also be provided to others with your permission, such as insurance companies or mortgage companies.

If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

CONFIDENTIALITY AND SECURITY
The Baldwin State Bank is committed to the security of your financial and personal information. All of our operational and data processing systems are in a secure environment that protects your account information from being accessed by third parties. We restricted access to nonpublic personal information about you to only those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic information.

At The Baldwin State Bank, your account is very important to us. Our employees are trained and educated on the importance of maintaining the confidentiality of customer information and on privacy issues.